1897, the Wisconsin Church Mutual Fire Insurance Association is founded in Merrill, Wisconsin.
celebrating 125 years
Church Mutual Holding Company, Inc.
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Welcome
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In 2022, Church Mutual® celebrated 125 years of Protecting the Greater Good®. Founded in Merrill, Wisconsin, in 1897, the organization was built on the belief that our customers are the company. Today, we continue to protect organizations that serve and inspire others, living the legacy of our courageous and bold founders. For our 125th anniversary, we chose the theme “Deeply Rooted,” representing our commitment to our customers, the communities where we live and do business, and our purpose of Protecting the Greater Good and elevating the human condition. Those deep roots have allowed the company to grow tall, branch out in new directions and, most importantly, provide an unparalleled canopy of coverage for our customers.
1897, the Wisconsin Church Mutual Fire Insurance Association is founded in Merrill, Wisconsin.
Clients
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“We saw a lot of herculean efforts on many fronts throughout the year. So many within our organization did so many great things for our customers and our company. We did not waiver on our commitment to our customers, the service we provide or the compassionate, empathetic approach we take to our business. Without that, we wouldn’t be Church Mutual.”
Richard V. Poirier, J.D.
CEO
$2.4 million in estimated losses was saved during Winter Storm Elliott thanks to our CM Sensor® water and temperature alert program.
Our approach
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INSURANCE COMPANY, S.I.
Church Mutual Insurance Company, S.I., founded in 1897, offers specialized insurance for religious organizations of all denominations, public and private K-12 schools, colleges and universities, senior living facilities, secular and non-secular camps and conference centers, and nonprofit and human services organizations throughout the United States. Church Mutual markets most lines of commercial property and liability insurance, including multi-peril, workers' compensation and commercial auto insurance. In addition to insurance, Church Mutual provides a spectrum of value-added solutions that benefit its customers.
Opened a new office in Milwaukee. Following a nationwide search for an urban office location to help prepare the company for the future, the new Milwaukee location represents a purposeful business decision to further attract and retain a more diverse workforce, while addressing talent needs and organizational goals.
Announced Alan Ogilvie as new president and eventual CEO. A respected leader with 30 years of insurance industry experience, Ogilvie joined Church Mutual in 2015 and previously served as president of subsidiaries.
INSURANCE COMPANY®
CM Regent Insurance Company® has a 50-year history of providing insurance expertise to meet the unique needs of K-12 school districts, colleges and universities. Coverages include commercial property and liability insurance, workers’ compensation, educator’s professional liability, excess liability, cyber, owner-controlled insurance program (OCIP) and a variety of employee benefit products for public schools.
State expansion continued in 2022 and the company is now writing business in Pennsylvania, Wisconsin, Minnesota, Vermont, New Hampshire, Kentucky, Indiana, Georgia and Tennessee, with additional states slated for 2023.
Had a strong, profitable year, ending 2022 ahead of plan and further strengthening its ability to serve the insurance needs of educational institutions.
Specialty Insurance Company
CM Vantage Specialty Insurance Company, founded in 2015, is an excess and surplus lines insurance company specializing in underwriting unique exposures and providing innovative product solutions. CM Vantage distributes products through select wholesale brokers. CM Vantage’s team of experienced excess and surplus lines professionals provides a wide array of insurance products, including primary casualty, excess casualty, primary property and excess property.
Continued profitable growth, building on its capabilities to serve the unique needs of customers in the excess and surplus lines market.
Exceeded gross written premium plan by more than $11 million!
INSURANCE COMPANY
CM Select Insurance Company provides businessowners coverage to small religious organizations in addition to several nonprofit and human services classes. All policy output and customer communications are delivered electronically, thereby reducing overall expenses and environmental footprint. CM Select strives to deliver an unparalleled customer experience by offering tailored products and prioritizing technological innovation.
Launched Commercial Auto with a pilot in Texas that received an immediate response from customers. CM Select then launched Commercial Auto in Missouri, Pennsylvania, Wisconsin and Virginia, with more states scheduled to be added through 2023.
March 2022 was the first month CM Select had new written premiums in excess of $500,000 and total direct written premiums greater than $1 million within a single month.
Management services
Acquired by Church Mutual in January 2022, Wausau MedMal Management Services, LLC (WMMS) provides services for companies and government programs seeking management expertise for professional medical liability and general liability claims, coverages and risks. WMMS staff bring more than 225 years of combined liability insurance claim supervision, insurance company management and legal experience, with more than 100 years of direct medical malpractice claims management experience.
Opportunity to enhance fee income and diversify operations without assuming underwriting risk.
Ability to leverage medical malpractice experience across other books of business.
cm solutions® insurance agency
CM Solutions Insurance Agency is an independent agency owned by CM Companies, Inc. CM Solutions works with a carefully selected group of insurers throughout the U.S. to provide coverages and solutions to provide our customers with the best overall protection. We offer commercial coverages in all 50 states, backed by deep industry experience, product options, strong financial stability, customer service excellence and commitment to the customer. We provide important coverages to meet the unique needs of businesses, including property, liability, workers’ compensation, professional liability, flood, wind/hail, cyber liability insurance and many other lines of business. In Wisconsin, we also offer personal lines of coverage, including a wide range of homeowners and auto insurance.
CM REGENT SOLUTIONS®
CM Regent Solutions specializes in providing a variety of employee benefit products and third-party claims administration services. Benefit offerings include life, disability, vision, dental, pharmacy and more from carriers that meet the highest standards of quality and stability. The CM Regent Solutions benefits experts are committed to helping our customers prevent and minimize loss, easily resolve claims, and keep them focused on their primary mission. Our consultative approach ensures our services fit each customer’s individual needs.
Our cases
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Church Mutual Insurance Company, S.I. has been Protecting the Greater Good since 1897. Our founders believed in the power of faith and the spirit of their congregations and communities. Today, we continue to follow their footsteps as we provide protection to purpose-driven organizations of all kinds that serve and inspire others. Throughout its long history, Church Mutual® has found effective ways to respond to change without compromising its core belief that the customer is the company and all decisions should reflect this.
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Our cases
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Embracing diversity and inclusion is critical to fulfilling our purpose of Protecting the Greater Good and elevating the human condition. We act with honor to ensure all employees, customers and partners feel welcomed, valued and respected.
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63.4% increase in the number of Historically Black Colleges and Universities insured in 2022.
24 scholarships were awarded to students at 12 HBCUs in the CIAA in 2022.
Our cases
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CM CARES®, the Church Mutual Insurance Company Foundation, supports initiatives and organizations throughout the United States. The foundation provides gifts to the United Way, Feeding America, the Salvation Army, Meals on Wheels and other nonprofit causes with local or national impact. In 2022, CM CARES donated more than $500,000 to more than 150 organizations.
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$100,000 commitment from CM CARES to start a Boys & Girls Club in our hometown of Merrill.
$500,000+ was donated to more than 150 organizations through CM CARES in 2022.
The team
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Rise Elite 50
Internship Award
Rising Insurance Star Executives (RISE), an organization dedicated to growing, recognizing and advancing the best young professional talent in the insurance industry, recognized Church Mutual as a 2022 Elite 50 Internship award winner and as having Superior Networking Opportunities. Our interns work on actual business projects and objectives that provide them with the experience they need to be ready for employment immediately following graduation. The Church Mutual family of companies is proud to have many former interns now in full-time roles.
AM Best
Financial Strength Rating
Church Mutual continues to maintain its Financial Strength “A” rating (Excellent) with a stable outlook from AM Best. In fact, we are among only 70 out of approximately 3,000 U.S. property and casualty insurers to hold an “A” rating with AM Best for 50 years or more. Our financial strength means we have the resources to support our customers when they need us most. Additional information concerning AM Best ratings can be found at ambest.com.
Wisconsin 75 Awards
Top Private Company
Church Mutual ranked among the top 30 of Wisconsin’s most successful private companies in 2022’s Wisconsin 75 Awards, sponsored by Deloitte. This is the seventh consecutive year Church Mutual placed on the list, which ranks the 75 largest private companies in the state based on sales revenue. The ranking recognizes the significant role Church Mutual plays in the state’s economy.
APCIA
Social Equity And Community Empowerment
Church Mutual was presented with the 2022 Social Equity and Community Empowerment Company Award by the American Property and Casualty Insurance Association (APCIA). The award recognizes individuals and corporations that are advancing social equity and financially empowering individuals, business and communities. In presenting the award to Church Mutual, the APCIA highlighted our MKE Fellows partnership and IT Scholars program as examples of the many ways we are making a difference.
Legacy Award
MerrilL Area Chamber of Commerce
In recognition of 125 years as a cornerstone business in our hometown, Church Mutual received a special Legacy Award from the Merrill Area Chamber of Commerce in 2022. The Legacy Award plaque is made of slate, signifying Church Mutual has been a rock for the Merrill community.
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$1,247,427,044
Direct Premiums Written
$822,764,035
policyholders' surplus
$2,435,294,042
total assets
$1,612,530,007
total liabilities
